Tight Family Budgets Lead to Shopping Your Car Insurance Rates
More and more families are shopping their car insurance looking to reduce their car and homeowners insurance rates, during these tough economic times. The common thing to do in the past was to develop a relationship with an insurance agent, however, nowadays most people are willing to forgo the relationship to save upwards of $500 [...]
Read moreVirginia Increases Interstate Speed Limits
Starting July 1, 2010, Virginia will increase speed limits on specific interstate highways from 65 to 70 mph. Virginia will join thirty-two other states who have 70 mph speed limits, 12 states allow their motorist to drive at 75 mph and speeds of 80 mph are allowable in Texas and Utah. According to the Roanoke [...]
Read moreRecommended Coverage’s for Auto Insurance
Bodily Injury Liability; If you are at fault in an auto accident, this coverage pays for medical treatments, rehabilitation, or funeral costs incurred by another driver, the other driver’s passengers, passengers in your car, and pedestrians. It also pays the legal costs and settlements for losses from pain and suffering. Recommended coverage: at least $100,000 [...]
Read moreDriving Without Auto Insurance
The consequences for driving without auto insurance differs from state to state. Uninsured motorists who indicate a high “Intent to Drive” can have their vehicle seized and their car impounded. Some states enforce serious fines for those who drive without auto insurance even those who continue because they are unable to keep their car insurance. [...]
Read moreHow do Car Insurance Companies Calculate Rates?
Auto insurance companies rates are influenced by many factors that determine the rates a customer sees when asking for quotes. These rating factors determine what your rate will be. Each state is different to the factors they use; some State Departments of Insurance have ruled certain factors out and have listed them unethical. Rating Factors: [...]
Read moreLower Car Insurance Rates at age 25
Discounts available for car insurance at age 25 Finally you reach age 25, and the good news is the car insurance companies treat you like an experienced safe driver. Car insurance companies calculate car insurance rates into different drivers classes. At the age of 25 most insurance companies will calculate this class as a safe [...]
Read more2009 and 2010 Car Insurance Rates for Virginia
The last three years rates have started to rise across the state, so there is no better time than the present to start looking for low cost car insurance in Virginia (VA). Virginia Car Insurance Minimum Requirements. Virginia state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total [...]
Read moreDoes Your Profession Affect Your Car Insurance Rates
According to data from Quality Planning Corporation, a California based company that helps insurance companies rate drivers, students, medical doctors, lawyers and real estate agents are among the most crash-prone occupations. The QPC survey ranked 40 different occupations. The company looked at data collected by insurance companies on 1 million drivers. Distractions come from different [...]
Read moreCar Insurance Rates Decline in 27 States; Has Your Policy Decreased?
Auto insurance companies rates are influenced by many factors that determine the rates a customer sees when asking for quotes. These rating factors determine what your rate will be. Each state is unique to the factors they use; Of course, insurers keep statistics on the amount of claims in an area, and also the expense [...]
Read moreTop 5 Ways to Lower Your Insurance Rates After High School
Three years with a clean record. Keeping your driving record clean for three years with no moving violations and no accidents will qualify for a “good driver discount”. Some insurers will discount the safe driving record up to 25%. Buy only the coverage you need. Determine your car value by checking Kelley Blue Book values. [...]
Read more
